A new guide to establishing a pension right to 31 December 2021 ending the transitional retirement limits is presented by ENYPEKK. The Union points out in its announcement that ten large categories of "old" insured can get or "lock" in the coming days, until its end 2020, pension right with an age limit of 58 years for either full or reduced pension. These are insured with a stamp before 1993 in Employees' Funds, that is, in the State, the IKA and the Special Banks' Funds and DEKO. In the State the right to retire is established in the year that the employee completes 25 years.
Writing in 58 the 58,5 depending on the conditions get the following categories of insured:
1.Exit with 37 years for employees appointed after 1983 with age limit 58,5-60,3 years for foundation by years 2018-2020
The 37-year-old also includes the years of insurance before 1983 to another Fund. This leads to the completion of 25 years until 2010, which is the basic condition for a foundation with 37 years. Employee who completed the 37 years the 2018, leaves with an age limit of 58,5. If it completes the 37 years the 2020, should be and 60,3 years to be entitled to a pension. But if he acquires military service, will have completed the 37 required years the 2018 and therefore lowers his age to 58,5 so he may leave work earlier. However, the exit with 37 years is not valid, if appointed before 1983.
2.Foundation with 37 years for insured before 1993 and with 25 years until its end 2020
The retirement age limit is what applies when the employee has completed the 58 years of age and 35 years.
Employee with 35 years 2018 but which complements the 58 years of age 2020, will retire at the age of 61. End, to complete 35 up to two years of military service can be recognized (2) years.
3.Exit with 36 years for policyholders before 1993 with 25 years old 2011
The retirement age is set when the employee has closed the 58 years of age and has completed the 36 years of work. It is possible to redeem fictitious time up to four (4) years of military service and studies, as well as extra time due to children.
Example: Employee 58 years in 2019 that will have 36 years of insurance 2022, can recognize 3 years to have completed the 36 years the 2019 and retire to 60,5 years.
4.Parents with a minor child
The parents are civil servants (men women) who turned 25 in 2011 or the 2012 with a minor child, they retire at the age limit applicable when they turn 52 or 55 respectively. Mother or father of a minor under 25 years of age 2011 and age 52 years in 2017, receives a full pension with an age limit of 58,5 years.
It should be noted here that the mother can recognize fictitious child time to be 25 years old 2010, so retire at the age limit of 50 years. However, the right of a pension for a minor under the age of 25 does not apply to the father 2010.
5.Exit with reduced pension at 56 and in 58
Men and women appointed by 1-1-1983 to 31-12-1992, receive a reduced pension in 56 years of age, if they turn 25 years old 2011 and in 58, if they turn 25 years old 2012. The oldest employees (before 1983) with 25 years to 2010, have reduced to 60 years of age men and in 55 the women.
►Five (5) large categories of "old" insured in DEKO-Banks Funds can retire this year (2020) from 58 and in full syntax utilizing, depending on their Fund, the exit conditions with 35 years, 25year or with 18,3 years of insurance up to 2012
Favorable limits exist mainly for the mothers who had them 25 years in DEKO-Banks and the 18,3 years in IKA, with a minor up to 2012. These years, considered as years of age limit, supplemented by the acquisition of fictitious time from studies and unemployment, except child time.
The old ones up to 31-12-1992 insured by IKA and the Special Funds, establishing a right within it 2020 having the required insurance years up to 2012 or even after 2012, but also the age limit, are protected from possible increase in age limits in the future.
For the IKA and DEKO-Banks Funds, pension before 2022, patent the following five (5) categories of insured:
1.Mothers who were insured before 1993 in IKA and completed by 2012 the 5.500 HA with a minor child.
2.Insured with IKA or with successive IKA, which complete with real or even fictitious time the 35 years up to 2011 and age 58 years from 19-8-2015 up to 2018, can leave until 60 years of age and are not threatened by possible changes in age limits. If the 58 years close them 2019 and 2020, then the limit for retirement is 60,6 and 61 respectively.
3.Insured with IKA or with successive insurance with IKA, who complete in 35 years with real or even fictitious time 2012 and their age 59 years from 19-8-2015 up to 2018, can leave until 60,6 years of age and are not threatened by future changes. If the 59 they close it 2019 and 2020, then the limit for retirement is 60,11 and 61,3 respectively.
4.Mothers insured in DEKO-Banks Funds before 1993, with a minor child up to 2012 and 25 years, secure their ages 50, 52 and 55 years for full pension and 50 and 53 years of age for reduced. But from 19-8-2015 and after, occupy the new retirement thresholds.
Example: Insured mother with 25 years old 2011 and minor, who closed the 52 years of age 2017, retires to 58,5 in full and in 55 with reduced. It has therefore "locked" the exit age with reduced. If he closes them 52 the 2019, receives a full pension in 61,10 and reduced to 58,5.
5.Men and women who were first insured before 1983 to any body and after 1983 continued as insured in Special Funds (DEKO-Banks-Press), come out with the age limit that applies to their limit 58 years, in that year they turn 35 years old.
It's easier for men to buy two (2) years of military service to complete the 35 years two years earlier. The redemption can be made as soon as they turn 58 years old. For example, insured with 35 years old 2019, acquires 2 years of service and secures 35 years in 2017, so he can leave at 59,5 years of age instead of 60,5, if he did not redeem.
Read the entire guide of ENYPEKK here