How will those who have debts to EFKA receive a pension – What about those who owe up 20.000 euro – Detailed examples



New clarifications of the Fund for the implementation of the provision that paves the way for retirement of professionals and the self-employed with debts up to 20.000 euro. At 6.000 euro the limit for farmers. Detailed examples.

The way is open for the retirement of thousands of EFKA debtors, self-employed and self-employed with debts up to 20.000 farmers as well as farmers with debts not exceeding 6.000 euro.

EFKA with new clarifications, υπογραμμίζει ότι σε περίπτωση υπερβάλλοντος ποσού, the start of payment of the pension is set on the first day after the payment of the excess amount, month.

also, It is pointed out that for cases where the debt has arisen from recognition of fictitious insurance time, το όριο για τη χορήγηση σύνταξης ανέρχεται και για τους αγρότες στα 20.000 euro.

End, It is clarified that in the event that the person concerned has previously entered into a debt settlement in installments which he has normally paid, το ύψος των οφειλών του καθορίζονται βάσει του εναπομείναντος ποσού. Να σημειωθεί ότι η εξόφληση του χρέους θα γίνεται με παρακράτηση της οφειλής από τις καταβαλλόμενες συντάξεις, in to 60 monthly installments. The minimum amount of the monthly installment will be 50 euro.

What applies when the debt exceeds the prescribed limits

The circular emphasizes that the repayment of this debt, beyond the limit of 20.000 Euros for all Funds or of 6.000 euros for the former OGA, should be carried out within two months at the latest from the notification of the debt. If the specified time limit is observed, then the payment of the pension will start from the first of the month following its payment.

In practice, this means that if the prospective pensioner does not repay the excess amount within two months, then the commencement of payment of the pension is delimited on the first day of the following month from the one who will make the relevant payment.

In case a debt is notified to an insured person who has submitted a retirement application, which is pending, according to the circular, ο ασφαλισμένος υποχρεώνεται να καταβάλει μόνο το υπερβάλλον ποσό για να μπορεί να συνταξιοδοτηθεί και όχι το σύνολο της οφειλής του.

But if the retirement application is rejected, because the debtor-candidate pensioners did not pay the excess amount on time, then you should to resubmit retirement application.

The new amounts that pave the way to retirement apply to all pending retirement applications. With the clarifications of EFKA, not, seems especially for him OAEE and for applications submitted after 10 November 2020, a rejection decision should be issued, in case of late payment of the debt.

As for the prospective retirees who continue to work, any debts that arise after the submission of a retirement application are not counted in the total initial amount that has arisen.

End, EFKA clarifies that if a candidate is retired, as an insured, had settled his debt in installments and paid them normally until the retirement application is submitted, then the amount of his debts which will largely determine the fate of his pension, θα καθοριστεί βάσει του εναπομείναντος ποσού της ρυθμισμένης οφειλής.

Detailed examples

Example 1:

Suppose the insured submits a pension application to him 5/2020.

Debt document is notified, for payment of an amount 10.000 euros on a total debt of 30.000 euro, at the end of the two-month period 5/2021, to which the prospective pensioner does not meet.

Him 6/2021 and while the original request has not been rejected, expresses the desire to repay the notified debt. You have to pay the amount 10.000 euro, which if paid in the same month (6/2021), the start of retirement will be the first day of the next month of repayment, namely 01/07/2021.

Example 2:

Suppose the insured submits a pension application to him 5/2020.

Debt document is notified, for payment of an amount 5.000 euros on a total debt of 25.000 euro, at the end of the two-month period 12/2020, to which the candidate retiree does not respond and a rejection decision has been issued.

Submits a new request to 7/2021 and the debt at that date is specified in 28.000 euro. A debt document must be notified, with a new two-month deadline for the payment of only the excess amount, that is, of 8.000 euro.

Example 3:

Suppose the insured submits a pension application to him 5/2020 and continues its activity.

Debt document is notified - for the insurance period up to 5/2020- with an obligation to pay an amount 10.000 euros on a total debt of 30.000 euro and expiration of the two - month period on 5/2021, which pays him 6/2021, while the request has not yet been rejected. The start of payment of the pension will be the 01/07/2021 and time as well as any debts from him 6/2020 until the cessation of the profession will be sought when a cessation is made and the utilization of this time is requested.

In contrast, for t. OGA, because there is no corresponding utilization, termination of insurance should be considered the last day of the previous month of exercising the right and not the payment of the pension.

Example 4:

Insured of t. OGA submits a request for a pension 4/2020. A debt is notified which he pays after two months, him 7/2021, before rejecting the request. The start of payment of the pension will be from 01/08/2021, but the insurance time will be up to 4/2020.

If in the above cases, the pension claim has been rejected, after the expiry of the two-month period, a new application with insurance time is required, hence the obligation to pay contributions up to the month of submission of the new request.

Example 5:

Suppose that the insured of the 3rd example, who continues to be employed, submits a new retirement application to 6/2021, since his original request has been rejected. His debt should be calculated at the prices of the new application (6/2021), after including the period from the initial to the second retirement application, that is, from 6/2020 until 6/2021 and to notify a new document for payment of the excess amount with a new two-month deadline. It is understood that the start of retirement will be from 01/07/2021, if the amount of debt that exceeds the withholding limit and the time is paid on time, as well as any debts from the 7/2021 until the cessation of the profession, will be searched when an interruption occurs and the utilization of this time is requested.

Example 6:

Suppose that the insured of the 4th example submits a new application for retirement 6/2021, since his original request has been rejected.

His debt should be calculated at the prices of the new application (6/2021), after including the period from the initial to the second retirement application, that is, from 5/2020 until 6/2021 and to notify a new document for payment of the excess amount with a new two-month deadline. It is understood that the start of retirement will be from 01/07/2021, if the amount of debt that exceeds the withholding limit is paid on time and its insurance period will be up to 6/2021.

Roula Salourou [email protected]

Source euro2day

tioukalia

Related Posts

Leave a Reply

Your email address will not be published.

*

code

*

This site uses Akismet to reduce spam. Learn how your comment data is processed.



 


λαζαριδου

tioukalia

 

Welcome Back!

Login to your account below

Retrieve your password

Please enter your username or email address to reset your password.