There are many insured persons who have debts to e-EFKA, awaiting retirement. Here are seven steps you can take to begin the process of preparation for mediation. What is the basic condition.
There is a specific process, which the insured with debts should follow, in order for e-EFKA to pay him a pension.
Condition payment of the pension is the beneficiary not to have debts to e-EFKA that exceed the 20.000 euro. However, if they are OGA insured, the corresponding limit is 6.000 euro.
If there is a debt to more than one institution, then again the limit is 20.000 euro. The debt resulting from the redemption of fictitious years of insurance is added to the limit of 20.000 euro.
The steps for a debtor's retirement are as follows:
1. The prospective retiree must know the exact amount of any debt owed. This information will be provided by the relevant services on the date of submission of the relevant retirement application. Nouns, any repayment of the excess part of the debt must be made within two months from the notification of the debt. From the time of repayment of part of this debt, the start of payment of the pension also depends.
2. For cases where the debt is higher than the above limits, then the insured is obliged to pay the excess amount due in a lump sum. The repayment must be made within two months from the notification of the debt.
3. The previous deduction arrangement does not apply each month from the drawing of an amount equal to 25% of the amount of the pension.
4. At the date of submission of the pension application is determined by the competent services and the exact amount of the debt. The relevant procedure concerns all the bodies that joined the e-EFKA, hence the OGA. also, applies to all forms of pensions (old age, disability, of death).
5. If the insured person who has applied for retirement repays the excess amount of his debt on time, that is, within two months from its notification, then his pension will start to be paid on the first day after the month of submitting the retirement application. However, if the applicant does not repay the excess amount within two months from the notification of the debt, then the first day of the next month of the payment of this amount is set as the beginning of the payment of his pension.
6. The pensioner reserves the right to continue employment. Any debts that arise after the submission of the retirement application are not counted in the debt limit that he had to retire. also, the insurance period that may be created after the submission of the retirement application is counted in the pension only in the case of increase. For something like that, Nevertheless, a newer application of the insured is required, after the termination of his employment while he is retired.
7. In case the applicant as an insured had been subject to settlement of his debts, which he observes until the submission of the retirement application, the amount of his debts is determined on the basis of the remaining outstanding amount of the regulated debt at the date of submission of the pension application. particularly, the balance of the arrangement is taken into account for the calculation of the amount due, free of charges, interest and fines in addition to it 15% of them.
When submitting, Nevertheless, retirement application, the insured loses the debt settlement he had. The amount remaining as a debt is part of the repayment process as a retired candidate. So again, within two months from the submission of the relevant application, he must repay the excess amount of debt, to be able to receive his pension.
Any pending retirement applications, which has not yet been approved or rejected or has not been filed, can be used by the prospective pensioner to repay the excess amount of debt there as well. These are applications for which the debt has not been notified to the insured or the debt has been notified, but the two-month period within which it can be repaid has not expired.